A balance transfer is an excellent way to save money and get out of debt easier and faster. But if you don’t know how to use it efficiently and responsibly, it can result in more debt and will even take a toll on your credit score. In a nutshell, a balance transfer is a process…
This is a student aid organization that was created in 1963 by the Pennsylvania General Assembly. It has since evolved into one of the leading student aid organizations in the country. Today it is a national provider of all student financial aid services, and they serve millions of students in thousands of schools through loan…
Wells Fargo doesn’t have an excellent reputation with its customers. This is a company that has been around for a couple of years, but they have managed to merit very little attention for themselves. This is mostly due to their almost laughable high-interest rates. So, you may be wondering why I have decided to review…
PNC bank is very well known as one of the top banks in the country and offers excellent banking services to its clients. It is a big bank with almost 20 branches countrywide. Now, what you may not know about PNC is that they also offer student loans to graduates and undergraduates across the country,…
Discover student loans provide a great back up in case the federal loan you received is unable to cover all of your college fees. They also provide for you options to refinance your loans, if you are overwhelmed at competitive interest rates. This company has no processing fees, low-interest rates, and forbearance options. For these…
Finding a student loan that is a right fit for you can be quite daunting, especially because there are very many private lending companies today. So, here’s the thing, when looking for a re-financing option, you must ensure to look for a company that offers you the lowest interest rates. Of course, you cannot compare…
Why you need to have an FSA ID An FSA ID refers to a username and password that is used to access Federal student aid websites e.g. StudentLoans.gov and fafsa.gov. You can also use it on the myStudentAid mobile app. It is a means of identifying you as someone who needs to access the information…
Student loans issued through the Federal Government will mostly have a third party in charge of servicing them. If you have taken out a loan to pay for college, then American Education Services is a name you may hear often. AES as its commonly known as one of the most popular student loan servicing companies…
If you have filed a FAFSA – this means Free Application for Federal Student Aid, and you have already been accepted to a college, then congratulations are in order. The school shall send you a letter which will list down all of the different types of financial aid that you are eligible for. These could…
EdFinancial is a loan servicer for Federal Loans that has been in operation for the last 25 years. The company helps the Department of Education to manage loans, and their services are free of charge. What does a loan servicer do? I have talked about this in details in my previous articles such as; (we…